When you’ve found the new vehicle that you want to drive in Gastonia, qualifying for a car loan is usually the next step for those who choose to finance their purchase. But if you’re an inexperienced car-buyer, figuring out how to qualify for a car loan can be a daunting chore. With Rick Hendrick City Chevrolet on your side, there’s no reason to worry, our finance center is here to guide you through each step for how to get a car loan!
The big question many Concord car-buyers are apprehensive about is “what do I need to qualify for a car loan?” Thankfully, the steps for how to get a car loan tend to be universal across all lenders. Here are the documents you need to gather:
Often, the question of “what do I need to qualify for a car loan?” is accompanied by “do I need a perfect credit score?” There’s no arguing that good credit will raise your chances of getting approved for good loan terms and a low interest rate, but good credit is definitely not a requirement for how to qualify for a car loan. However, some lenders are more open to approving bad credit than others. You might need a cosigner to get approved or be willing to sign off on a higher APR (Annual Percentage Rate). If you go through the finance center at Rick Hendrick City Chevrolet, we can connect you with the best lenders for your credit situation!
The first step for qualifying for a car loan at Rick Hendrick City Chevrolet is to apply for pre-approval! Our online application is 100% secure and quick to fill out. Once we receive your application and review it, a member of our team will reach out to you regarding the next steps. Looking for an opportunity to save on your new ride? Review our current offers and incentives.
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