Apply for Financing

Car Financing Application at Rick Hendrick City Chevrolet

Are you wondering where to get a car loan in the Gastonia area? Rick Hendrick City Chevrolet is home to a premium selection of new Chevy vehicles and a dynamic inventory of used vehicles. No matter what type of vehicle you decide to head home in, you can take care of every car-buying step under one roof when you work with us! That includes getting a workable car loan, a step you can get started on from the comfort of home! Using the car financing application above, you can get pre-approved through our dealership’s finance center. Submit your pre-approval form above to get car financing in Charlotte, or read below for more tips and information.

Why Work with Our Finance Center?

In terms of where to get a car loan, you have a few options near Concord. You could work with your current bank, or go to a credit union to apply for a car loan. However, working with our dealership’s finance center has many advantages! Our finance team is experienced and they specialize in car financing in Charlotte, so you know you can count on them to meet you with the best rates and terms. Plus, we maintain strong relationships with both local and national lenders, so you can cast a wider net when selecting the most favorable car loan package for you. We also have the means to work with all types of credit, so even if your credit score isn’t fantastic at the moment, we’ll help you get a car loan that works so you can start rebuilding!

Tips for Getting Car Financing in Charlotte

Submitting a car financing application with Rick Hendrick City Chevrolet means you’ll have a direct line to one of our friendly financiers throughout your car-buying journey, which makes the whole process easier and less daunting. But still, it’s useful to have some car-buying tips on hand:

  • Know your credit score before you apply, so you understand the rates you should be getting
  • Set a budget and stick to it
  • Try to make some movement on any outstanding debts, to help improve your credit
  • Don’t limit yourself to one lender — apply with a few places so you can compare their rates and terms
  • Save up a good-sized down payment to increase your chances of loan approval and reduce your loan balance — value your trade if you have one, to help bolster your money down
  • Look for offers and incentives at the dealership to get a special financing rate

If you have any questions about where to get a car loan or how to get pre-approved with us, please contact us and we’ll be happy to help!