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Your New & Used Chevrolet Financing Experts

At Rick Hendrick City Chevrolet, we believe the financing process should be as seamless as the drive home. Whether you are looking for a new Silverado 1500 or a reliable pre-owned SUV, our finance experts are here to provide competitive rates and transparent terms. We specialize in helping Charlotte drivers navigate everything from

Financing Frequently Asked Questions

Does Rick Hendrick City Chevrolet offer online trade-in valuation tools?

Yes. To ensure you get a fair market price for your current vehicle, we offer a dedicated Online Trade-In Valuation Tool. By entering your vehicle’s details, you can receive an instant appraisal that can be applied directly toward your down payment, helping you lower your monthly costs.

How can I get pre-approved online for a Chevy loan before I visit?

You can save hours at the dealership by using our secure Online Finance Application. This "soft pull" or secure entry allows our team to shop our network of local and national lenders to find the best possible rates for your credit profile before you ever step foot in our Charlotte showroom.

What Chevy models currently have 0% APR offers in Charlotte?

Several of our most popular models feature 0% APR for 36 to 60 months for well-qualified buyers. For a complete list of this month’s active incentives, visit our Monthly Offers Page.

What financing programs are available for used Chevrolets with 60K miles or less?

For customers choosing a late-model pre-owned or Certified Pre-Owned (CPO) vehicle (4 model years or newer with under 60,000 miles), we offer exclusive programs including:

• Hendrick Certified Benefits: Includes a 10-year/100,000-mile limited powertrain warranty and a 168-point inspection.
• Competitive Used Rates: Specialized low-APR financing for low-mileage vehicles through our preferred lender network.

Additional Finance Resources

Our goal is to empower you with the information you need to make a confident financial decision. Explore our guides below:

• Finance & Insurance Information: Learn about GAP insurance, extended warranties, and protection plans.
• How To Get a Car Loan With Bad Credit: We work with all credit tiers to help you rebuild your financial standing.
• Apply for Financing: Ready to get started? Click here to begin your application.